WikiProperty | The Market Leader Answering

  • General
  • Mortgage & Finance
  • Property Ownership
  • Sell Your Property
  • Residence Permit
  • Turkish Citizenship
  • Before Purchase
  • During Purchase
  • After Purchase

When looking to buy property in Turkey, you will no doubt have some questions to consider. We will be more than happy to discuss the purchasing process with you either on the phone or in-person but to help you get started we have shown some of the most frequently asked questions (FAQ) below:


Why should I use a real estate agent?

Going through an established company like Antalya Homes Real Estate has several advantages: first, you will get to see a wide range of properties that match your criteria and not just one specific developer; second: you will have the benefit of our experience, as well as a fully staffed office to support you back home. Related page: Why would I take a viewing tour with Antalya Homes?

What is the Real Estate Agent Service fee?

In Turkey, the real estate agent fee is laid down by the laws. Whenever a property is sold, registered and licensed real estate agents are entitled to receive a 2% service fee over the actual sales price of the property from the purchaser and the property owner separately. Take a look at the purchase expenses page.

What is TeleProperty?

TeleProperty is an Antalya Homes service where buyers can buy their dream home even without visiting it. If you can not travel due to some reasons but want to buy a property in Turkey, call now to arrange your online viewing tour. Learn detailed information about TeleProperty.

Why is Antalya Homes the leader in the Turkish Real Estate Market?

Antalya Homes is a professional company working with a commitment to humanistic values and business world principles. Our clients show their favor to our company once they experience the professional service of Antalya Homes. We have compiled the reasons that make us the most preferred and recommended real estate company in Turkey, you can read the article here.

What other services do Antalya Homes offer?

Antalya Homes provides service for all steps of property purchase from getting tax ID numbers to opening a bank account, property appraisal reports, title deed conveyance, utility connections, furniture tours, and more. Visit our services page.

Why should I take a viewing tour with Antalya Homes?

Antalya Homes offers smooth experiences at every stage of property purchasing. You will receive service from professionals who speak your language and know your culture, visit the best price guaranteed properties, and will save time by using the experience of our company.

How are the viewing tours with Antalya Homes?

An important part of our service is the personalized viewing trip we arrange for every client who wishes to travel to view prospective properties. Each viewing trip is unique and designed to fit the requirements of our clients. The keyword is service – we talk to you before you make your trip, find out exactly the type of property and locations that are of interest to you, and tailor your trip accordingly.

Who prepares Antalya Homes’ sales contract?

Our sales agreements are prepared by our company lawyers.

What does the sales contract include?

Anything and everything that both parties agree during the negotiation is written into the sales agreement. Antalya Homes' sales contract saves both parties' rights by acting as a referee.

Can I rely on the sales contract in case of any unexpected situation?

The contract clarifies the terms of the agreement between the buyer and seller. In case of any dispute, the contracts can be put into the process.

Can everybody sell property in Turkey?

Yes. Waiters, jewelry, and leather dealers are the most well-known property sellers in touristic regions of Turkey. However, going through a professional company prevents undesired results. Antalya Homes is a registered real estate company at the Chamber of Commerce of Antalya.

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Mortgage & Finance

Is it time-consuming to open a bank account in Turkey?

Unlike most other countries, transactions are much easier and less time-consuming in Turkey. You can open a bank account within an hour when you get to the bank with ready documents. Learn more about opening a bank account in Turkey.

Do banks charge me when I open a bank account in Turkey?

No, there is no cost of opening a bank account in Turkey.

Can foreigners get mortgages from Turkish banks?

Yes, foreign property buyers can get mortgages in Turkey. We have completed this process with %100 success for foreigners since we established our company.

Is it advantageous to get a mortgage in Turkey?

It depends on the interest rates of the buyer’s home country. If your residential country provides mortgages with lower interest rates, you can prefer getting the mortgage in your country for an overseas property purchase. You can also consider buying properties with an installment from construction companies.

Can I get a mortgage in Turkey if I do not have a bank account in Turkey before?

Yes, foreigners can use housing loans in Turkey. There is no obligation to have an account in advance. In accordance with the banking practice, the mortgage is offered with the main income currency of the loanee. For example, Europeans can get Euro credits. Before opening a bank account, they proceed by evaluating your credibility according to your declarations and opening an account immediately if positive. Learn more about mortgages in Turkey for foreign property buyers.

What is the LTV (loan – to – value) ratio in Turkey for foreign property buyers?

In Turkey, the LTV ratio is 50% for foreign real estate buyers. This means you can get a mortgage up to 50% of the sales price of the real estate and you should already have the rest amount for advance payment.

Are state banks more secure than private banks in Turkey?

No. All banks in Turkey are subject to state banking law. There is no difference between state banks and private banks in terms of security.

Can I pay for the property by cheque?

In Turkey, cheques are not accepted as a way of payment for real estate purchases. We only accept cash, and bank transfer.

How is the general cost of living in Turkey compared to European countries?

You’ll find most items up to 50% cheaper than the European countries and the USA. However, electrical items are the most expensive ones compared to these countries. Read more about the cost of living in Turkey.

Can someone withdraw money from my bank account with a power of attorney?

Yes. Banks accept POA for financial transactions in Turkey. So, your proxy can withdraw money from your bank account by showing a valid power of attorney.

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Property Ownership

Is property ownership in Turkey freehold or leasehold?

All properties in Turkey are "freehold".

Can a foreign company buy property in Turkey?

Foreign companies (legal entities) can not buy on their behalf directly. A foreign legal entity should first establish a company in Turkey. This Turkish company may acquire property ownership.

What is a title deed (Tapu) like?

A title deed (TAPU) is a document that proves and protects the ownership rights of real estate. It shows the location, size, type, and owner of a property. Learn more about title deed in Turkey.

How many people can share a title deed?

There is no limit to the number of people whose names can be written on the same title deed.

What happens to my property when I die?

Since the properties you buy in Turkey are freehold, your family members inherit your properties after your death. Read more about property inheritance in Turkey.

Do I have to pay the maintenance fee if I don't use the property?

It is a legal obligation to pay a maintenance fee if your property is in a compound. Also, it is morally a must-do because this collected money is used for enhancing the surroundings of the property. Related page: Service Charges and Apartment Maintenance Fee in Turkey

Who pays the maintenance fee If I rent out my property, me or the tenant?

The tenant pays the maintenance fee as a customs in Turkey. However sometimes, depending on the rental agreement between the two parties, it can be included in the rental price.

I lost my original title deed, can I have it reprinted?

No problem! Reprinting a title deed is a simple task. Your original registration is protected as hard and software copy with high security at The Directorate of Land Registry and Cadastre.

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Sell Your Property

I can advertise my property online and I can hang a board by myself. What’s the advantage of working with a real estate agent?

Buyers view professional advertisements 200% more than individual advertisings. Besides, you have to welcome many unrelated calls and messages to filtrate the non-serious customers. Also, buyers aim to work with professional agents to avoid potential disputes. These reasons are some of the most important of many others.

How long will it take to sell my property?

Most fundamentally, a property's sales period is determined by the price.The average sale of a property priced in accordance with market conditions takes between 3-6 months. We guarantee that we will carry out effective marketing activities that we are responsible for during our agreement. However, selling a portfolio may not necessarily be the result of doing our job right. The general situation of the real estate market is not exactly within our sphere of influence. For a faster sale, pricing should be below market expectations.

What is the correct price for my property?

Our team of local experts will recommend the correct price for your property. We know the locations, real value of the properties, and the backgrounds of the constructions in our service areas. So, you will benefit from our experience and knowledge to set a fair and correct price.

Will there be too many viewing tours for my real estate?

There will be a lot of requests. However, our job is to understand the potential buyers’ expectations. If the customer’s expectation does not match the features of your property or they are not serious buyers, we will not organize a viewing tour for your property. We respect everyone’s time.

Do I have to accompany the viewing tours?

No. If you are too busy to join the viewing tours or you are not in the city, you can leave your keys with us. In this case, our agents will do the viewing tours and they will answer the questions on your behalf.

How does the process work when someone wants to buy my property?

We invite you and the buyer to our office to determine the terms of the agreement. A sales agreement which includes all terms of the agreement is signed by both parties with a deposit payment and title deed applications begin.

When will I receive the full payment?

Full payment for real estate sales is done on the title deed transfer day, just before the final signatures as customs in Turkey.

What kind of properties does Antalya Homes sell?

We sell all kinds of properties; apartments, villas, commercial properties, lands, and hotels.

Can I sell my home with furniture?

Yes. Some of our portfolios are furnished apartments and villas.

I don’t want to hang a “For Sale Board”. Does this cause a problem?

If you want, we will not hang a “For-Sale Board”. However, researches show that these boards increase the viewing tour requests by up to 20%.

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Residence Permit

Can I get a residence permit in Turkey (İkamet Tezkeresi) if I buy a property?

If a foreigner owns property in Turkey, he/she gets a residence permit which is renewed every two years if he/she keeps the ownership. Learn more about Residence Permit in Turkey.

Why would I need a Turkish residence permit?

A residence permit will make all your transactions easier when you are in Turkey. Besides, it prevents visa costs. Read more about Residence Permit in Turkey.

Can I buy a property and get a residence permit without visiting Turkey with a power of attorney?

Yes. You can buy a property in Turkey remotely and get a residence permit with power of attorney. Related pages; TeleProperty.

Can I apply for a residence permit if I am not in Turkey?

If you have visited Turkey with your current passport before, you can apply for a residence permit remotely. You can contact us directly for further information.

How long does it take to get the residency card after the application?

It takes you about three weeks to a month to receive your card after the appointment at the immigration office.

Is it compulsory for all applicants to attend the appointment?

Yes. However, if you will not be able to attend the appointment, you can leave a power of attorney to a lawyer to do it on your behalf. Related Pages; Power of Attorney

Is there a temporary document that I can use as the residency until I receive my card?

You will be given a temporary residency document that includes your residency details and residence card number and you can carry out all of your official actions with this document until you receive your residency card.

How much does it cost to get a residence permit in Turkey?

The cost of a residence permit is variable because it depends on the applicant, family, the number of documents to be translated, the applicant’s nationality, and the most importantly the age of the applicant which changes the health insurance cost. It may cost between 700 TL and 3500 TL per person.

What are the required documents for the residence permit application?

The residence permit application form, the title deed of the property in Turkey, location information of the property from the local municipality, health insurance policy, four portrait photos, passport, police clearance certificate are the required documents for the residence permit application. Learn more about Residence Permit in Turkey.

Can my family get residence permit if I buy a property in Turkey?

Yes. Your spouse and your children under the age of eighteen can also get residency in Turkey. In this case, the birth certificate of your children and your marriage certificate with an apostille will be the additional required documents upon application.

Can I get a residence permit based on my property if there is a hypothec on my title deed?


What is the maximum time frame that I can get a residence permit for in Turkey?

You can get a short term residence permit for a maximum of two years. It can be renewed at the end of every two years.

Can I apply for a long-term residence permit?

After staying in Turkey for eight years with a residence permit, you can apply for a long-term residence permit which is, in other words, a permanent residency.

What happens if I am not in Turkey when my residency card is delivered to my address?

Firstly, you will get a notification that the delivery crew can’t find you at your address. Then your card will be kept in the post office for a week. If you still don’t pick it up by going to the post office, it will be transferred to the immigration office in the city. You can receive your card from the immigration office when you visit Turkey next time.

Can I receive my wife’s residency card?

No. You can receive your children’s residency cards, however your spouse’s card will not be delivered to you, she must receive it personally since she is over eighteen years old.

When can I apply for the residency renewal?

You can apply for the residence permit renewal within the last 60 days of your current residency.

Can I apply for Turkish citizenship at any phase of my stay in Turkey?

If you stay in Turkey for five years continuously, you can apply for citizenship. If you want to get Turkish citizenship sooner, learn more about Turkish Citizenship by Investment

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Turkish Citizenship

Can I become a Turkish citizen if I buy property in Turkey?

Yes. Foreigners who buy properties worth 400.000 USD in Turkey can get Turkish citizenship. Related pages: Citizenship in Turkey, Turkish Citizenship By Fund Investment

Do I have to I buy one property worth 400.000 USD or can it be multiple properties to cover the price for Turkish citizenship by real estate investment?

There is not such a restriction. You can buy more than one property to cover a total of 400.000 USD and the properties even can be in different cities.

How long does it take to get Turkish passports after purchasing the properties?

It may take up to 60 days to finalize the citizenship process depending on the work volume at government agencies. The Turkish government has opened a special Citizenship office to reduce the time applicants spend. Learn more about a Turkish passport and its advantages.

Can I get Turkish nationality without visiting Turkey?

Yes. If you send your power of attorney to a lawyer or someone you trust in Turkey, your proxy can follow the process on your behalf. In this way, you will complete the purchase and Turkish nationality process even without visiting Turkey. Also, the Antalya Homes expert team follows the whole process for its customers. After finishing all the necessary work for you, we either post your Turkish passports to your address or keep them safe for you until you visit us.

Is my current citizenship canceled when I become a Turkish citizen by real estate investment?

No, Turkish laws allow dual or multiple citizenships. It totally depends on your home country’s laws.

Can I buy an under construction property to apply for Turkish citizenship by investment program?

Yes, the government accepts Notarized Property Purchase Commitment, too. If the payment is above 400.000 USD, you may apply with Notarized Property Purchase Commitment for citizenship. For detailed information, read "Turkish Citizenship with Property Purchase Commitment" article.

Can I get Turkish Citizenship if I buy commercial properties with rental income?

Yes, any kind of real estate is counted. Check rental income guaranteed properties here.

Can my family get Turkish Citizenship with me?

Yes. You, your spouse, and your children under the age of 18 (on the application date) can get citizenship.

Does my family have to come to Turkey at any stage of the process when getting Turkish citizenship?

No. Only the applicant may visit Turkey and apply on behalf of his/her family with the required documents.

Can my parents get Turkish citizenship with me if I buy properties in Turkey?

No, parents are not covered when adult purchases; only spouse, and children under the age of eighteen can benefit from your purchase.

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Before Purchase

Can I get a tax number online in Turkey?

Yes, you can get a tax number online besides being able to get it from tax offices located in every city and its district in Turkey. Read more about getting a tax ID number in Turkey.

What happens if I lose my tax ID number?

A tax number can be easily reprinted in Turkey. However, we advise you to keep a copy of it safe to prevent unnecessary work.

How long can I use a tax ID number in Turkey?

Tax numbers do not have a validation period in Turkey. You can use your tax ID number throughout your life.

What are the taxes regarding the real estate in Turkey?

State property tax, environmental tax, and wealth tax. However, these are relatively low. Related page: Real Estate Taxation in Turkey

Is an appraisal report necessary? What does the appraisal process involve and how long does it take?

Appraisal report keeps from overpriced property sales. When one buys a property, Land Registry and Cadastre ask for SPK validated Valuation Report as a proof document that the purchase was made at the correct price. Your addressee is a direct Real Estate Appraisal Department of Land Registry and Cadastre. The process takes 3 - 6 days. Learn more about the appraisal report.

How long is an appraisal report valid?

Title deed offices ask for appraisal reports prepared within the last three months. In case our clients "appraisal reports" validations end, Antalya Homes helps its customers renew their reports free of charge.

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During Purchase

What is the general buying process in Turkey?

After paying the reservation fee, Antalya Homes will carry out the title deed checks. A contract will be drawn up between the seller and the purchaser. This will give the details of the completion date, payment schedule, and terms & conditions. When this is signed by all parties, the deposit is paid and the application is made to Tapu and Land Registry Office. After the application, you can get the title deed within 2-3 working days. You can sign a power of attorney to conclude all the necessary paperwork if your circumstances require it. Related page: Buying Property in Turkey,

On a new development, what is the average deposit required? Can I pay in installments?

You will normally pay a 10% reservation fee and then 30% as a deposit within four weeks. Most developers offer stage payments (lump sum to be paid after each building stage) often with a degree of flexibility towards your circumstances. This will be agreed upon at the time of purchase. See the list of properties with installments from the construction companies.

Who sets the price of the property?

If you are purchasing a property on new development, the price will be set by the developer. Regardless of agents' commissions, you should still pay the same price with whoever you purchase through, whether you go direct or through a third party.

What documents are required for title deed conveyance?

Appraisal report, passport translation at the notary public, the power of attorney if needed, 2 photos, local tax number, and bank account. Read more about title deed conveyance.

How long does the title deed conveyance process take?

Generally, it takes one day after the application to the General Directorate of Land Registry and Cadastre with all required documents. Sometimes, depending on the work volume at the title deed offices, it may be delayed one day or two.

What is Title Deed Escrow (Tapu Takas)?

Title deed escrow is an alternative way of title deed conveyance in Turkey. Here, the buyer pays the money to the seller through Takasbank which is the central clearing and settlement institution in Turkey. Money is transferred to the seller after the confirmation report of the successful title deed conveyance to the buyer. Learn detailed information about the Title Deed Swap system.

What is hypothec?

A hypothec is a commitment, right, or security given by contract or by operation of law to a debtee over the property of the account holder without a move of ownership or title to the debtee. In Turkey, hypothec on title deed is utilized when purchasers owe a measure of cash to vendors. It is expelled from the title deed when the obligation is paid.

Is it compulsory to have an interpreter to issue a power of attorney for buying a property in Turkey?

Since power of attorney is a serious decision that lets someone else act on your behalf and all documents are in the Turkish language, it is an obligation to have a sworn interpreter translate the information on the papers for you before you sign.

Can I give a power of attorney if I am not in Turkey?

Yes, you can give a power of attorney at Turkish embassies. Also, notary offices in your country can prepare a power of attorney if your country is a part of The Hague Apostille Convention. Read more about the power of attorney.

Can I get a residence permit in Turkey (İkamet Tezkeresi) if I buy a property?

If a foreigner owns property in Turkey, he/she gets a residence permit which is renewed every two years if he/she keeps the ownership. Learn more about Residence Permit in Turkey.

Do I need a residence permit to buy a property in Turkey?

NO! However, having a residence permit has some advantages and the Antalya Homes expert team helps you get your residence permit if you demand it.

Can foreign companies buy property in Turkey?

Yes. Your company can own a property in Turkey if your country has a reciprocal agreement with Turkey. Antalya Homes will serve you professionally for this complicated process. We have already practiced this several times.

Are there lawyers speaking my language in Turkey?

Yes, there are reputable lawyers/solicitors speaking your language. We can introduce them to you during your viewing trip. Read more about lawyer and solicitor supports.

What are the costs associated with buying a property in Turkey?

Title deed conveyance tax, Land Registry, and Cadastre circulating capital fee, notary, and translation costs. All expenses of property purchases are explained on our purchase expenses page.

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After Purchase

When can I move into my property?

Your keys will be delivered on the title deed conveyance day and you can move into your new home following the title deed conveyance.

What is DASK?

DASK (Doğal Afet Sigortaları Kurumu) is compulsory earthquake insurance for utility subscriptions in Turkey. You can not register your property for utilities like water, electricity, and natural gas without a valid DASK in Turkey. A DASK also covers your losses after an earthquake.

Is there a property management service in Turkey?

Yes, some companies provide property management services in every city.

How much is the property maintenance fee in Turkey?

The maintenance fee varies depending on the complex features. When there are more facilities in the complex, maintenance fees can increase. We inform our clients about the maintenance fee during the viewing tours. Read more about service charges and apartment maintenance fees in Turkey.

How can I furnish my new home?

Many developers offer furnishing packs. If you wish, you can buy a furnished property or we can offer a place to buy. A furniture tour for your new home is one of our free aftersale services.

Why would I need Turkish the residence permit?

A residence permit will make all your transactions easier when you are in Turkey. Besides, it prevents visa costs. Read more about residence permit in Turkey.

How can I insure my property in Turkey?

Property insurance is made regarding the features of the property. Insurance companies will present their offers when you give them the necessary information about your home. They will complete the insurance purchase after your confirmation of the price. Property insurance is one of our aftersales services. Learn detailed information about property insurance in Turkey.

How will I pay my utility bills in Turkey?

There are bill payment centers almost in all neighborhoods in Turkey. You can pay your bills by going to one of these centers. Also, you can make automatic payment orders for your utility bills. Antalya Homes will also assist you with this, as a free aftersales service. Take a look at our after-sales service page.

What are the costs when I want to resell my property?

If you have owned the property for five years or more, you are exempt from property profit tax. You are supposed to ensure that all bills are paid up to date. Read more about real estate taxation here.

Can I rent out my property?

Yes, Turkey offers good investment chances with a high return on investment. Antalya Homes follows this process for its customers as a free after-sales service. Check rental income guaranteed properties here.

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